How do you choose the right mortgage broker? We already know the answer to this question. It’s me. Why? What’s the difference?
The majority of homebuyers start off by speaking with their banks when shopping for a mortgage. Not a bad place to start. They are the people that handle your day – to – day transactions, Visa’s, lines of credit, TFSA’s, safety deposit boxes, etc. There in lies the problem. Most of the bankers out there are “Jacks of all trades,” and masters of none. As a matter of fact, they do not require a license to give advice to people on what is generally the largest purchase of their lives. Coming from the Banking world, I experienced this first hand. As a broker, we do need to be licensed. We also need to renew our professional licenses and memberships annually.
You don’t go to a mechanic for a nice steak, and you don’t ask your butcher to change your alternator. So why would you trust your mortgage to an institution that has limited options? Choice is power.
As a broker, we offer you options. Our responsibility is to look at your entire financial situation and match you with the best lender. We don’t try to put a square peg in a round hole. Before I became a mortgage specialist with the banks, I was an insurance and investment broker. I have the knowledge and experience to deliver the best advice for now and the future.
We have access to more than 20 lenders including many of the Canadian Chartered Banks. We have access to Credit Unions and companies called Mortgage Backed Security companies. MBS’ specialize in mortgages and some offer Homeowner Lines of Credit.
How do we get great rates? Easy. The lenders do not pay for our location or expenses. They don’t pay us a salary. Unlike the bank, we do not create overhead costs for the banks and lending institutions. They reward us with great rates. We often get rate specials that banks do not have access to.
Why not have a great time while getting a great mortgage? Somehow I get invited to a lot of my client’s weddings…. Weird. Awesome.
We have a convenient location or I can come to you. We work around your schedule. You are not limited to the operating hours of the bank.
Cell – 519.630.5905
Office – 519.433.5013
Email – Andrew.Young@MtgWise.ca
Twitter – @
Website – www.communitymortgagemovement.com
In person – 259 Wellington Rd. London, Ontario N6C 4N7
Facebook – You can find me
For every deal funded, I make a donation to the non-profit organization of your choice. This directly affects your community and perhaps the people you care about the most.
When I am not working on getting people the best mortgages possible, I serve on the program board and centre board for Merrymount Children’s centre. I have recently volunteered my time to the planning committee for the Comedy Night in support of Merrymount Children’s Centre coming up on November 7th, 2013.
So if you appreciate EXPERTISE.
Looking for someone with extensive EXPERIENCE.
Wishing to explore your OPTIONS.
Enjoy SAVING your money.
Understand the value of CONVENIENCE.
Appreciate someone that gives back to the COMMUNITY.
You don’t need to look any further.
Thank you for your continued support through your referrals.
Thanks for visiting an AWESOME approach to MORTGAGES.